Home Loan Calculator

Use this calculator to estimate the monthly amortization you will be setting aside if you decide to take a home loan - input the price of the property you're interested in, down payment, loan term, and interest rate.
GUIDE:

PROPERTY PRICE - You may duplicate your browser tab to see the price of the properties while using this calculator.

DOWN PAYMENT - In paying a down payment, what percentage do you think you can set aside for it?

LOAN TERM - How many years are you planning to complete the bank's monthly amortization at a fixed interest rate?

INTEREST RATE - You may check the banks' prevailing interest rates (we will also include here soon a list of interest rates from different banks). If the prevailing interest rate has a decimal, round it off to the higher percentage number to be on the safer side (e.g. if rate is 6.25%, use 7%).

Result
Property Selling Price  
Downpayment  
Loan Amount  
Loan Term  
Interest Rate  
Monthly Amortization  
Required Monthly Income  
Required Annual Income  

IMPORTANT NOTICE:

  • The amounts quoted are in Philippine Peso.
  • The computations are for illustration and estimation purposes only and should not be construed as the exact amounts to be paid. Final computations will be provided by the bank.
  • Bank Charges are also an estimate since banks have varying fees. The final amount may be higher or lower depending on the bank's actual computation. Bank charges may include, but not limited to, registration fees, taxes, etc.
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